At South Shore Bank, we understand that your banking needs are unique. That's why we give you options. Explore the checking accounts we have to offer, and find the one that works for you.

*$10 minimum deposit to open. Normal activity charges will apply. Fees may apply and could reduce earnings. Message and data rates may apply.

**Must enroll in eStatements to receive gift card. If you don’t enroll in eStatements within 30 days after account opening, your account will automatically migrate to a Free Checking Account, which does not offer the same benefits as the Student Checking Account, nor does it require eStatements. South Shore Bank prepaid cards are issued by Pathward, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated. EStatements, Free Checking Account and Bill Pay are not a Pathward, N.A. product or service, nor does Pathward, N.A. endorse this offer. Apple, the Apple logo, Apple Pay, and Wallet are trademarks of Apple Inc., registered in the U.S. and other countries. Samsung, the Samsung logo are trademarks of Samsung Inc., registered in the U.S. and other countries. Samsung Pay is a trademark of Samsung Inc. Android, and Google Pay are trademarks or registered trademarks of Google Inc. Use of these trademarks is subject to Google Permissions.

Compare our Checking Accounts

Effective as of 3/23/2023

Rewards Checking2 (Requirements are met)Rewards Checking (Requirements NOT met)
Minimum Daily Balance to earn APY1$0 - $24,999$0

1Annual Percentage Yield (APY) and rate subject to change without notice. Rate may change after the account is opened. Fees could reduce earnings on account. Please contact our Client Information Center for information about fees and terms for these accounts. 

23.500% Annual Percentage Yield (APY) as of 2/1/23 is paid on balances up to, and including, $24,999.99 provided all other account requirements are met for the current statement cycle. For balances $25,000.00 and above, the interest rate and APY of 0.010% will be paid on the portion of your daily balance that is $25,000.00 or greater. If requirements are not met, the interest rate of 0.010% with an Annual Percentage Yield (APY) of 0.01% will be paid on balances. The APY will range downward from 3.500% depending on the balance in the account. For example, the APY, for a balance of $50,000.00 would be 1.760%. Normal activity charges will apply. Fees could reduce earnings. Rates may change at any time without prior notice. Rates may change after account opening. Requirements for each statement cycle are: at least 10 debit card purchases posted per statement cycle, sign up and use Online Banking and Bill Pay at least once per statement cycle, receive at least one direct deposit per statement cycle, and receive a monthly eStatement. If requirements are met, South Shore Bank will refund up to $10 per statement cycle for another bank's ATM surcharges & will not charge a foreign ATM fee for using another bank's ATM. Account requirements will be waived for the first statement cycle. Offer may be withdrawn at any time. One account per tax reporting owner. A statement cycle ends the last business day of a calendar month.

Additional Checking Features

Debit Cards

Easier than writing a check, safer than carrying cash. What could be better? Use your South Shore Bank Debit Mastercard® anywhere Mastercard is accepted, and simplify your spending. Oh, and did we mention the rewards?

uChoose Rewards

Earn rewards every time you spend & sign with your South Shore Bank Debit Mastercard®.  From concert tickets, merchandise, fun-filled travel, and everything in-between. Don't miss out on the perks of using your South Shore Bank Debit Mastercard®.