Certificate of Deposit

Insure your deposit in full, and keep your mind at ease knowing your funds are safe and maturing as you near your future goals. CD's provide the peace of mind you deserve when it comes to saving for your future.


Effective as of 12/11/2023

Account TypeMinimum Daily Balance to earn APY1Annual Percentage Yield (APY) 1
6 Month CD or IRA$1,000.002.500%
11 Month CD or IRA3$1,000.005.000%
12 Month CD or IRA$1,000.002.500%
14 Month Rewards CD2$1,000.004.500%
15 Month CD or IRA$1,000.001.750%
18 Month CD or IRA$1,000.002.000%
24 Month CD or IRA$1,000.002.000%
36 Month CD or IRA$1,000.002.000%
48 Month CD or IRA$1,000.002.000%
60 Month CD or IRA$1,000.002.000%
1Annual Percentage Yield (APY) and rate subject to change. A penalty will be imposed for early withdrawal from a certificate account. Rate is current as of 11/1/23, please contact 781.682.3715 for current rate information.

2Personal clients only. Must already have or open a Rewards Checking account to open this certificate of deposit. Must meet all requirements of the Rewards Checking account for the prior statement cycle to earn the advertised APY. (The 14-month Rewards CD will revert to a rate of 0.500% APY if the Rewards Checking Account requirements are not met. Account requirements will be waived for the first statement cycle). At maturity, the 14-month Rewards CD will roll into a 14-month Rewards CD. Offer may be withdrawn at any time.

3At maturity, the 11-month CD will roll into a standard 12-month CD.

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