Term | APR1 | Monthly Payment per $1,000 |
---|
5 Years | 4.490% | $18.63 |
10 Years | 4.740% | $10.47 |
15 Years | 4.990% | $7.90 |
20 Years | 5.250% | $6.73 |
1Advertised Annual Percentage Rate (APR) is fixed. Above rates include 0.25% discount for auto debit payments from a SSB Checking Account. Minimum loan amount $25,000; maximum loan amount $250,000. The maximum combined loan to value (CLTV) is 70% for 1-4 family owner occupied properties. Second homes (vacation properties only) have a max CLTV of 60% across all terms and balance tiers. Normal and customary closing costs paid by SSB. Property held in a Trust may be considered; however, the following fees will be collected from the borrower prior to closing: Trust review Fee $75 and record Trustee Certificate $107; additional fees may apply. Property insurance is required. Flood insurance may be required. An appraisal fee ranging from $425 - $575 may apply. Certain restrictions may apply. Subject to credit approval. Payment example does not include taxes or insurance premiums. Actual payment obligation will be greater. NMLS #407656.