Effective as of 12/3/2022
|Account Type||Minimum Daily Balance to earn APY1||Annual Percentage Yield (APY) 1|
|6 Month CD or IRA||$1,000.00||2.750%|
|12 Month CD or IRA||$1,000.00||3.000%|
|14 Month Rewards CD2||$1,000.00||3.000%|
|16 Month CD or IRA3||$1,000.00||3.500%|
|19 Month CD or IRA3||$1,000.00||3.500%|
|22 Month CD or IRA3||$1,000.00||2.000%|
|36 Month CD or IRA||$1,000.00||2.000%|
|48 Month CD or IRA||$1,000.00||2.000%|
|60 Month CD or IRA||$1,000.00||2.000%|
1Annual Percentage Yield (APY) and rate subject to change. A penalty will be imposed for early withdrawal from a certificate account. Rate is current as of 11/14/2022, please contact 781.682.3715 for current rate information.”
2Personal customers only. A penalty will be charged for early withdrawal. Must already have or open a Rewards Checking account to open this certificate of deposit. Must meet Rewards Checking Account requirements for the prior month to earn the advertised APY. (The 14-month Rewards CD will revert to a rate of 0.500% APY if Rewards Checking Account requirements are not met. At maturity, the 14-month Rewards CD will roll into a standard 15-month CD. Account requirements will be waived for the first statement cycle.) Offer may be withdrawn at any time.
3A penalty will be charged for early withdrawal. At maturity, the 16-month CD will roll into a standard 15-month CD, the 19-month CD will roll into a standard 18-month CD, and the 22-month CD will roll into a standard 24-month CD.