Deposit Insurance

My bank displays both the FDIC and DIF logos. What does membership in these organizations mean?

Are all types of deposit accounts fully insured in a bank providing both FDIC and DIF insurance?

I am a depositor at an out-of-state branch of a DIF member bank. Are my deposits covered by DIF insurance?

Are there any forms, applications, or special account titles required to receive full deposit insurance?

Does the DIF insure investments in bank mutual funds or annuities?

How do I know if my bank provides DIF insurance coverage?

How financially strong is the DIF?

Is the DIF a federal or state agency?

How are the assets of the DIF invested?

Does the DIF monitor the financial condition of its member banks?

Is the DIF subject to any form of regulatory scrutiny?


To learn more about DIF, please click here.